Michael Nadli

Has the Northwest Territories Housing Corporation done any analysis to determine what its annual losses might be if it provided these programs to low-income clients without the need for homeowners' insurance? In other words, is the valley of investment so high that it is worth denying low-income clients who need home ownership assistance just because they don't have insurance?

Mahsi, Mr. Speaker. As I stated in my Member's statement, some residents of the K'atlodeeche First Nation want to repair their homes but do not have home insurance and so were denied assistance. My question is to the Minister responsible for the Northwest Territories Housing Corporation. What kind of education or information does the NWT Housing Corporation offer for home-ownership clients, to encourage the need for home insurance? Mahsi.

Mahsi, Mr. Speaker. It is getting harder and harder for our lower-income families to make ends meet. These days, people have to scrimp and save every penny to pay the bills. This often means that things which were once considered a necessity, like insurance, are becoming a luxury that people cannot afford.

According to a 2018 study by JD Power, the average annual home insurance premium in Western Canada is $1,200, meaning is it likely to be even higher in the North, and, with the catastrophes wrought by climate change, insurance costs are on the rise. When it comes to the choice between...

Just for the record, if maybe the law clerk could clarify for me that point, I think that it is a legal question. In my own mind, I want to understand the certainty of the language. Mahsi.

Thank you, Mr. Chair. I would like to seek clarity from the law clerk as well. Just an observation, fundamentally, I think it goes to the heart of this proposed legislation that there is distinction between settlement areas and areas that don't have a land claim that could be perhaps referred to as regions or treaty areas. My question is: would settlement areas also mean treaty areas? Thank you.

Mahsi, Mr. Speaker. Three couples of the Deh Cho riding celebrated long-term anniversaries with family get-togethers, dinners, and dances. The loving couples were treated like royalty by their families and created lots of love and happiness in their community.

The union of two people in love and major is a special moment in life. Living and building a life together commonly brings the joy of children and family. Of course, there are the low points and the challenges, but working through those moments together only make you stronger. I am happy to recognize the following married couples who...

Thank you, Mr. Chair. That's all, thank you.

Thank you, Mr. Chair. Once again, I'm seeking clarity. I'd like to ask two or three questions to the law clerk. This is a territorial statute that we are considering at this point, is it?

Thank you.

Yes, it's concerning that unsettled areas are not recognized. There have always been aspirations of First Nations of being recognized. There are always challenges in recognition of committees or First Nations, and this legislation basically spells that. That is, perhaps, the next step. Maybe the Minister could clarify for me, at least, my concerns that I have, perhaps he could maybe clarify in those regions, like in the Deh Cho and the Akaitcho, because they're not explicitly recognized in this legislation. It doesn't mean that the legislation will never apply to their lands. Mahsi.