Thank you, Mr. Speaker. I have a question for the Minister of Health and Social Services today. We over the years have asked many times for the Department of Health to review supplementary health benefits to see if something could be done for those folks that are working but do not receive coverage or benefits from any other source. I’m referring to mostly families who work for the private sector and don’t have employee sponsored insurance programs and we thought that was a good thing.
The Supplementary Health Benefits Program was reviewed. Little did we know that inadvertently there would be this means testing which would affect so many of the seniors in the Northwest Territories. We did not know that would be part of the review and that the outcome would be this.
I would like to ask the Minister of Health and Social Services, what was -- for the benefit of the people of the North who may not understand why -- the motive for means testing supplementary health benefits for seniors in the Northwest Territories over the age of 60 years?
Thank you, Mrs. Groenewegen. The honourable Minister of Health and Social Services, Ms. Lee.
Thank you, Mr. Speaker. I guess the Member’s question on the motive can be answered by the intent of the policy. The intent of the policy is to cover or expand the supplementary health benefits to those who do not have them right now. We have a segment of the population right now, better known as lower income working poor, who may be self-employed or working for employers who do not have employer’s coverage and are not getting those basic supplementary health benefits. We have situations like over the last few months where we’ve had people who need an artificial prosthesis that we were not able to approve, because that doesn’t qualify under the existing health benefits.
I get asked at least once a week from Members to approve this or that or some of the discretionary issues. We have discovered that under the current program the only eligible factor is the age and your specific condition under the Supplementary Health Benefits Program and it would be helpful to consider one’s ability or inability to pay. That is why the income testing was introduced. If the Member was to think that is the motive, that is why we have introduced the income test as one of the factors to determine the eligibility.
That is the kind of comment that I was referring to in my Member’s statement. When we keep hearing from the Minister of Health and this government that those who can pay should pay, but the fact of the matter is that for many, many years this government has provided support to seniors living in the North, where it is more costly to live. There could not be a worse time to be taking this away from seniors. It’s costly to live here. Most are on fixed incomes.
I would like to ask the Minister, did anybody figure out how much money the government was going to save by implementing this? Was that considered at all? Because I would think it would not be a great deal of money that the government would be saving by this.
I think that is one of the misunderstandings out there, and that is that somehow these changes are being introduced as a cost-saving measure. It is not. It is not a cost-saving measure. We do not implement health programs that way. Our health programs for every government are demand driven. When somebody gets sick, we pay for their care. When somebody needs a prescription, we pay for them under supplementary health benefits. So this is not a cost-cutting measure. We wanted to include a segment of the population that was not included before.
When you consider the other types of supplementary health benefits insurance and support that’s out there, government employees are covered, people who work for large corporations are covered, the Metis health benefit covers some folks, the non-insured health benefit covers some folks. When you calculate, take all the indigent people who are covered, when you take them all out of the mix, how many people are there in the Northwest Territories who are not receiving supplementary health benefits?
The people that are included are those who are making $50,000 net income, or those who are not over 60, who are not defined as a senior, who don’t have a specified condition, who do not work for an employer with a third-party insurance, who are not eligible for Metis health benefits or the indigenous aboriginal health benefits. So we estimate -- and these are hard because our population fluctuates so we cannot say in specific numbers -- but the analysis has shown that we exclude about 10 percent of the population on lower and working poor. We have families who cannot have their children go for dental care. Remember you have working poor and low-income families. I, as a student, would have not qualified for dental care and eye care and such.
Our intent was not to exclude seniors or a whole bunch of people. This was to expand the program and improve the program. As I have already stated, we understand that we need to work out the details better and we are committed to do that.
It’s interesting to hear that this was not a cost saving. Here’s my question: How many seniors in the Northwest Territories over the age of 60 years who are not covered by any other health insurance does this change and policy going to affect? How many seniors in total?
As I have already stated in my public statements, the income test threshold has been revealed to be too low; that a vast majority of our non-seniors are making a much higher income than that threshold. So we expect that if we were to implement the programs the way they’re outlined, we may be excluding about 5 percent of top earning seniors from the basic Supplementary Health Benefits Program. But we have introduced the Catastrophic Drug Cost Program as a safety net so that nobody in the North will have to pay more than 5 percent of their net income for the Catastrophic Drug Cost Program.
Thank you, Ms. Lee. The honourable Member for Frame Lake, Ms. Bisaro.
